Snap room photos. Get a condo coverage estimate in minutes.
Use your phone to capture kitchens, baths, flooring, cabinets, and finishes. Our AI helps estimate the interior coverage your condo may need.
Often association
Roof, outside walls, halls
The condo association policy often handles the building shell and shared areas.
Often you
Inside finishes and upgrades
Your condo policy often needs to protect what makes the unit finished and livable.
Always confirm
Your association policy
Some associations cover original finishes. Others stop at bare walls.
Step 2 - Optional size check
Add square footage if you know it
The photos do the main work. Square footage is optional and only helps keep the estimate from coming in too low.
What to verify next
Questions every condo owner should ask
Does the association policy stop at bare walls? What does this mean?
Bare walls usually means the association covers the building structure, but you may need to insure inside items like cabinets, flooring, paint, fixtures, appliances, and built-ins.
Could the association charge you after a shared loss? What is this?
A loss assessment is when the condo association bills owners for part of a covered building loss or a large deductible.
Have you upgraded the condo? What counts?
Upgrades can include newer cabinets, stone counters, better flooring, custom closets, built-ins, lighting, bathroom tile, or nicer appliances.
Are contents covered separately? What are contents?
Contents are things you would take with you if you moved: furniture, clothes, electronics, dishes, jewelry, and personal belongings.
What should I ask my HOA for? Show me
Ask for the master insurance policy, bylaws, deductible amount, and whether the policy is bare walls, original specs, single entity, or all-in.
Step 1 - Photo scan
Take photos of each room
Take clear room photos. The AI looks for attached items like cabinets, flooring, lights, fixtures, appliances, and built-ins. It ignores furniture.